Here is a short list on why to choose carinsurancelist.com.

Carinsurancelist advantages

To begin weeding the good quotes from the bad, draw up a list of columns and record the following information. (Make sure you’ve used the same coverage limits for all the quotes so you’re making accurate comparisons.)

• Annual and monthly rates.
• A telephone number for each company.
• The payment policy, including due dates and late penalties.
• Discounts for which you can qualify.
• The company’s complaint ratio acquired from your state’s department of insurance website.
• The company’s ratings on A.M. Best and Standard & Poor’s reflecting financial stability.

Although it’s tempting to simply go with the lowest quote, a good price from a company on the brink of bankruptcy or one that’s going to charge you an arm and a leg in late fees may not be right for your insurance needs. A slightly higher rate can likely be offset with multiple discounts.

Be careful when you choose your insurance: the lowest price doesn’t mean the best deal.

This entry was posted on Wednesday, May 26th, 2010 at 1:25 pm and is filed under Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.